When we get up in the morning, we never imagine that we may end up in the hospital at the end of the day as the result of a car accident. Yet, that’s exactly what happens daily to thousands of Americans. It is always a good idea to hire a lawyer before signing any insurance company documents: you’ve already been hurt and don’t need to be hurt further by making financial mistakes.
When you are injured in an accident due to the other driver’s carelessness, neglect, or impairment, more often than not it will not be the driver who will pay for your treatments, medical bills, and therapies: it will be his insurance company.
It is in the insurance company’s best interest to settle a claim as quickly as possible for the least amount of money and, indeed, their agents are rewarded for doing so. It is not unusual for an agent to come to a victim’s bedside while she is still recuperating in an attempt to have her sign papers and get the company off the hook for a lot less compensation than she should receive.
For this and many other good reasons, accident victims with injuries should hire the services of a good lawyer as soon as possible after the event occurs. If the victim is incapacitated, it is their family members’ responsibility to ensure that his or her needs are looked after. You may already have a family law attorney that you are used to working with, but these types of lawyers do not have the specific experience that is essential to dealing with personal injury cases.
You need to find one whose practice is devoted to arguing and resolving accident and injury cases: this kind of attorney will have the skills and experience to do it right.
You should not make statements of any kind to an insurance company representative until you have hired your personal injury attorney. Anything you say on the record about the incident may be used in a future trial; besides, there is a great degree of shock that occurs for both the victim and family members after such a traumatic event and no one may be thinking very clearly at that particular moment.
It is important to be patient, stay calm, and take the time to find a good attorney first who will help you make rational decisions that are in your best interest.
If you know someone who has sued for personal damage injury damages and had success, he may be able to recommend an attorney for you. There are also many excellent attorneys in your area who advertise on the internet. The most important things are that you find someone with a proven record of success, and one with whom you feel comfortable and whom you think you can trust.
Remember also that the best time to record all the details of what happened is right then and there. If you leave it until later you will not have the actual location to remind you – jot down everything you can and take the time to do it properly.
It’s also vital to try and stay as calm as you can. It’s all too easy to get into an argument about the accident with the other driver, but this doesn’t do either party any good. Be sure you don’t say sorry or admit that it was your fault, though. This might sound rude but if you do it may complicate matters when you come to claim.
It is clearly important to make sure all your paperwork is in order at all times. For example, always make sure your accident insurance cover is in date, just in case you should ever need it.
In the end, no one likes to be involved in an accident. We all hope we’ll make it through our driving lives without having one, but it’s good to know what you need to do just in case, as it sets your mind at rest and puts you in a much better position.
admin September 27, 2016
Posted In: Uncategorized